---
title: Insights | Gabriele Sabato
description: insights
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---

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# Insights

Gain perspective with the latest news, research, and success stories in SME credit. Sign up to get updates when new content is available.

 

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<https://content.wiserfunding.com/insights/the-reality-of-non-bank-lenders-during-a-crisis-and-how-data-can-help>

### [The reality of non-bank lenders during a crisis and how data can help](https://content.wiserfunding.com/insights/the-reality-of-non-bank-lenders-during-a-crisis-and-how-data-can-help)

Wiserfunding CEO Gabriele Sabato explores the recent shifts in lending behaviour during downturns and how they can navigate the market with...

 Gabriele Sabato  Aug 22, 2023

<https://content.wiserfunding.com/insights/research/managing-credit-risk-for-retail-low-default-portfolios>

Research

### [Managing Credit Risk For Retail Low-Default Portfolios](https://content.wiserfunding.com/insights/research/managing-credit-risk-for-retail-low-default-portfolios)

## Abstract Low-Default Portfolios (LDPs) form a significant and substantial portion of retail assets at major financial institutions. However, in...

 Gabriele Sabato  Oct 26, 2021

<https://content.wiserfunding.com/insights/research/financial-crisis-where-did-risk-management-fail>

Research

### [Financial Crisis: Where Did Risk Management Fail?](https://content.wiserfunding.com/insights/research/financial-crisis-where-did-risk-management-fail)

## Abstract The real estate market bubble and the subprime mortgages have been often identified as the causes of the current financial crisis, but...

 Gabriele Sabato  Oct 26, 2021

<https://content.wiserfunding.com/insights/research/restarting-the-economy-how-can-we-cure-the-overleveraging-problem-of-uk-smes>

Research

### [Restarting the Economy: How can we cure the overleveraging problem of UK SMEs?](https://content.wiserfunding.com/insights/research/restarting-the-economy-how-can-we-cure-the-overleveraging-problem-of-uk-smes)

## Introduction The COVID-19 pandemic has proved to be the perfect trigger to the current economic recession, but the global economy was already weak...

 Gabriele Sabato  Oct 26, 2021

<https://content.wiserfunding.com/insights/research/credit-risk-scoring-models>

Research

### [Credit Risk Scoring Models](https://content.wiserfunding.com/insights/research/credit-risk-scoring-models)

## Abstract Credit scoring models play a fundamental role in the risk management practice at most banks. They are used to quantify credit risk at...

 Gabriele Sabato  Oct 26, 2021

<https://content.wiserfunding.com/insights/blog/fintech-solutions-for-economic-recovery-in-the-nation-of-shopkeepers>

Blog

### [Fintech Solutions to Drive Economic Recovery in the SME Space](https://content.wiserfunding.com/insights/blog/fintech-solutions-for-economic-recovery-in-the-nation-of-shopkeepers)

Opinion by Gabriele Sabato, Co-founder & CEO of Wiserfunding

 Gabriele Sabato  Oct 26, 2021

[1](https://content.wiserfunding.com/insights/author/gabriele-sabato/page/1) [2](https://content.wiserfunding.com/insights/author/gabriele-sabato/page/2)

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