--- title: Insights | Research description: Research | insights image: https://content.wiserfunding.com/hubfs/Wiserfunding%20Logo%20-01%20(3).png --- [![Logo_Wiserfunding Logo -01-1](https://content.wiserfunding.com/hubfs/Logo_Wiserfunding%20Logo%20-01-1.png)](https://www.wiserfunding.com/) - [SOLUTIONS](https://wiserfunding.com/solutions/) [SIGN IN](https://risk.wiserfunding.com/login) [GET STARTED](https://www.wiserfunding.com/demo-request/) # Insights Gain perspective with the latest news, research, and success stories in SME credit. Sign up to get updates when new content is available.   [GET STARTED](https://www.wiserfunding.com/demo-request/) ![MicrosoftTeams-image (12)](https://content.wiserfunding.com/hubfs/MicrosoftTeams-image%20(12).png) - [ALL](https://content.wiserfunding.com/insights/all) - [News](https://content.wiserfunding.com/insights/tag/news) - [Research](https://content.wiserfunding.com/insights/tag/research) - [Blog](https://content.wiserfunding.com/insights/tag/blog) - [Case Studies](https://content.wiserfunding.com/insights/tag/case-studies) This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. Research ### [Z-score vs minimum variance preselection methods for constructing small portfolios](https://content.wiserfunding.com/insights/research/z-score-vs-minimum-variance-preselection-methods-for-constructing-small-portfolios) ## Abstract Several contributions in the literature argue that a significant in-sample risk reduction can be obtained by investing in a relatively... Francesco Cesarone, Fabiomassimo Mango, Gabriele Sabato Oct 26, 2021 Research ### [Assessing the Credit Worthiness of Italian SMEs and Mini-bond Issuers](https://content.wiserfunding.com/insights/research/assessing-the-credit-worthiness-of-italian-smes-and-mini-bond-issuers) ## Abstract A number of innovations have been introduced in the last five years to counter the devastating impact of credit rationing in Europe,... Edward I. Altman, Maurizio Esentato and Gabriele Sabato Oct 26, 2021 Research ### [Managing Credit Risk For Retail Low-Default Portfolios](https://content.wiserfunding.com/insights/research/managing-credit-risk-for-retail-low-default-portfolios) ## Abstract Low-Default Portfolios (LDPs) form a significant and substantial portion of retail assets at major financial institutions. However, in... Gabriele Sabato Oct 26, 2021 Research ### [SME Borrowers of Alternative Lenders in the UK](https://content.wiserfunding.com/insights/research/sme-borrowers-of-alternative-lenders-in-the-uk) ## Abstract SMEs (Small and Medium Sized Enterprises) are fundamental to the economic development of any country, and access to credit is seen as an... Gabriele Sabato, Edward Altman and Galina Andreeva Oct 26, 2021 Research ### [Financial Crisis: Where Did Risk Management Fail?](https://content.wiserfunding.com/insights/research/financial-crisis-where-did-risk-management-fail) ## Abstract The real estate market bubble and the subprime mortgages have been often identified as the causes of the current financial crisis, but... Gabriele Sabato Oct 26, 2021 Research ### [Restarting the Economy: How can we cure the overleveraging problem of UK SMEs?](https://content.wiserfunding.com/insights/research/restarting-the-economy-how-can-we-cure-the-overleveraging-problem-of-uk-smes) ## Introduction The COVID-19 pandemic has proved to be the perfect trigger to the current economic recession, but the global economy was already weak... Gabriele Sabato Oct 26, 2021 [1](https://content.wiserfunding.com/insights/tag/research/page/1) [2](https://content.wiserfunding.com/insights/tag/research/page/2) ... [4](https://content.wiserfunding.com/insights/tag/research/page/4) ### Get notified on new marketing insights Be the first to know about new B2B SaaS Marketing insights to build or refine your marketing function with the tools and knowledge of today’s industry. © 2023 Wiserfunding All rights reserved