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# What Is a Benign Credit Cycle? By my definition, benign credit cycles are periods when most if not all four aspects of the market are incentivizing...
## Abstract Using data on defaulted firms in the United States over the period 1982 to 1999, we show that creditors of defaulted firms recover...
Wiserfunding Co-Founder Dr. Edward Altman at the European Parliament
## Abstract Within the commercial client segment, small business lending is gradually becoming a major target for many banks. The new Basel Capital...
Father of Z-Scores Discusses Virus Impact on Corporate America
## Introduction ACADEMICIANS seem to be moving toward the elimination of ratio analysis as an analytical technique in assessing the performance of...
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